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At Phinnex, we offer a guaranteed issue whole life plan with NO health questions, NO medical exams, and NO complicated forms to fill out.
• You can’t be turned down due to health.
• Your premiums never go up.
• Your coverage is guaranteed so long as premiums are paid on time.
Our life insurance plans can help protect your loved ones, by providing funds when they’re needed most, and that can provide you with peace of mind...
What does your existingcoverage cover?The average cost of a funeral is roughly $8,7551. This may or may not include the cost of a hearse, cemetery expenses, and professional services. Beyond the funeral, additional costs can mount up: • Unpaid medical bills or other debt •Medicare deductibles • Childcare expenses • Taxes • Household expenses • Grief counseling • Nursing home fees • Mortgage payments Social Security provides just $255 for burial expenses, and that’s if you qualify. | Final Expense Insurance can helpensure that your loved ones have oneless thing to worry about...Our three simplified issue whole life plans are designed to cover a broad range of individuals based on age, gender, tobacco usage, and health, and have these features: • No routine medical exams, bodily fluids testing, or physician’s statements. • A simple application with yes/no health questions to help us determine eligibility. • A short phone interview with an experienced underwriter. • Each plan has a guaranteed death benefit and guaranteed cash values. • Affordable premiums that never increase. • Coverage that cannot be cancelled as long as premiums are paid on time. • Riders and benefits to help customize products to meet your specific needs. |
At Phinnex Agency, your family will always come first, and we promise to focus our attention on your benefit exclusively; you wouldn`t want your loved ones to bear the financial burden of your last days. No matter your age, it`s always good to have a plan as to how you intend to cover these costs. Final expense insurance will pay for your funeral service and other associated costs.
Please don`t hesitate to call us with your questions, no matter whether you are a valued customer, a potential client, or if you simply need advice. There will never be a charge for our assistance or for a friendly no-obligation chat...
